We offer Finance for our vehicles (subject to status) Typical example £3000 £127 per month over 3 years, £105 per month over 4 years. Rates are variable subject to status.

Motor Finance

Midland Credit Ltd is a responsible lender specialising in the provision of Hire Purchase facilities to allow private individuals to purchase new & used cars, commercial vehicles, caravans and motorcycles.

In an increasingly uncertain financial landscape, we can provide financial assistance for motor purchases often in circumstances where other companies can not or will not help.

Our aim is to provide credit facilities on a responsible and affordable basis, following a fair assessment of your current financial circumstances, and then to make arrangements to put the facility in place with the minimum of inconvenience. This will allow you to get behind the wheel of the car of your dreams as quickly as possible.

Unlike some other schemes, these loans are NOT secured on your home.

Key Features

  • Advances up to £12,000
  • Repayment terms up to 60 months
  • Payments fixed at the start, guaranteed not to change
  • Payments made by convenient direct debit

Ready to Apply?

We will need your full name, date of birth, three years current and previous addresses, three years current and previous employment details. Please contact us to discuss the deal further or fill out the form below.

Email Address:
Phone No
Mobile Number
Date of Birth
Marital Status
Do you hold a full UK or EU Driving Licence:
Do you hold a Valid Passport:

Address History

Residential Status
Current Address inc. Postcode
Time at Address (Years & Months)
Prev. Address inc. Postcode (if less than 3 years)

Current Employment

Employment Status
Name of Employer
Employer Address
Time at Prev. Address (Years & Months)
Time with Employer (Years & Months)
Previous Employer (if less than 3 years)
Net Monthly Income
Additional Income

Vehicle Details

Amount to Borrow

Using your personal information

Personal information which you supply to us may be used in a number of ways, for example:

  • We will use the information you give to help provide the services/products you have requested that we supply to you.
  • From time to time information may need to be accessed by our website and hosting providers to ensure the smooth running of the services we provide.
  • We will not disclose any information to any company outside the above mentioned scenarios except to help prevent fraud, or if required to do so by law

For further information on how your information is used, how we maintain the security of your information, and your rights to access information we hold on you, please visit

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